Welcome to U Pick HOME.com

At U Pick HOME.com our special program allows you to qualify to purchase any home that has a "For Sale" sign in the yard. We have developed a unique service that allows you to pick any home for sale even if you cannot qualify for a mortgage. We have several different options for down payments and in some cases there is no down payment.

We started the Rent-To-Own program in 1999 when we met customers who could not qualify for a mortgage but still wanted to get into a home. We have since purchased many homes for customers and in turn let them get that home in their name when they could not qualify for their own mortgage. So many people need this product that we have specifically designed this website to help get quick answers on when and where you can start to look for homes. You may buy either new or existing homes.

More information about how it works.

If a family wants to buy but does not have the credit or finances to purchase a home, renting with an option to buy may be the solution.

A seller can agree to rent property to a tenant, allowing the tenant to rent and live in the residence while guaranteeing the tenant the right to buy the rental property at agreed upon terms during an agreed upon time period. However, the tenant is never obligated to purchase.

The owner, on the other hand, cannot sell the property before the agreement's expiration date. When the lease is signed, both parties also agree on a purchase price for the home. The seller cannot change this figure any time during the lease's term. This option also allows a neighborhood to be thoroughly checked as well as the house itself without any commitment to purchase.

This product also allows a home to be set at a fixed price as the selling price is usually established at the beginning of the contract. Also the purchaser has additional time to develop purchasing resources without losing a home of choice.